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Currently, PF contributions are set at 12% of the basic salary. (AI image) New labour codes 2025: The government has notified new labour laws that may require companies to ensure basic salary makes up at least 50% of the total cost-to-company (CTC), potentially prompting changes in how pay packets are structured. As a result, for…
With discipline, some lifestyle pruning and a willingness to recalibrate your retirement expectations, you can still get your plan back on track. (AI image) Most people wake up to the reality of retirement planning only in their 40s. By then, the nest egg often looks slimmer than what early savers manage to build. The reasons…
If you are planning for your retirement, the Employees’ Provident Fund (EPF) and Employees’ Pension Scheme (EPS) are two of India’s most trusted options.The two schemes, EPF and EPS, governed by the Employees’ Provident Funds & Miscellaneous Provisions Act, 1952, make retirement planning simpler for salaried workers in India.EPF provides a safer and disciplined route…
