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So you have saved Rs 1 crore for retirement, but how to use it?For anyone planning retirement with a corpus of Rs 1 crore, the first question is: how long should your savings last? Should it cover 20 years, 30 years, or even longer? The answer to this depends on multiple factors, including your expected…
If you are planning for your retirement, the Employees’ Provident Fund (EPF) and Employees’ Pension Scheme (EPS) are two of India’s most trusted options.The two schemes, EPF and EPS, governed by the Employees’ Provident Funds & Miscellaneous Provisions Act, 1952, make retirement planning simpler for salaried workers in India.EPF provides a safer and disciplined route…
For most Indians, the fear of outliving retirement savings looms larger than ever as life expectancy rises and medical costs climb. Picture this: your morning coffee in retirement, bills paid, lifestyle intact — and all of it supported by a steady Rs 1 lakh monthly income. Financial planners say this is possible, but the secret…
